LIVE WELL and BE REMEMBERED as the HERO you already are.

  Don't scribble on your Will.   A Will is a document that communicates your wishes to the Court, an Insurance Company or similar office, your legal heirs and your wishes for what should happen to your personal items and real estate after you have passed away.  It's a powerful document. Once your Will is formally signed and dated, it is not a notepad.  If you wish to revoke or change it, do it properly.  Remember, it reflects you and your legacy.  Need a real life illustration?  This case is an interesting read.  In this case, the Will was ultimately admitted to Probate, but not without considerable cost. This Will was an expensive notepad because it was not treated with respect. What are your thoughts?

Rick Denley recently wrote Reinventing Yourself .   That's what I've been doing since March!  My guidance has been under the tutoring of guys like Darrel Amy , Larry Levine and Mike Garrison .  I appreciate each one of them.  Recently Rick was interviewed by Darrell and Larry on the Selling From the Heart podcast. I really resonated with the discussion.  I highly recommend you check it out . For me, COVID has been all about reinventing myself.  This has come from better utilizing what I already have and equipping myself with modern tools to thrive in modern times. One of the greatest lines of the most recent podcast was: You're smarter than you think. You're braver than you believe.   And much more courageous than you ever thought. Rick Denley That's fantastic! I encourage you to get the book .  I encourage you to check out the podcasts: Selling from the Heart and Revenue Growth Engine . If you have not already started the process, star...

If we aren’t careful, MATERIALISM can be a great weight upon our souls. In Ron Blue's God Owns It All workbook he has a great quote from an African pastor ✝️. It goes something like this: Materialism isn’t about having a lot and wanting more. Instead, it’s defined by worshiping what you have and what you want. It’s a belief that having more things can bring contentment and joy.  It’s a sickness that is present in all corners of the world, 🌎 and it’s just as prevalent among the poor as among the rich 💰. We all struggle with materialism in one form or another, and it’s a direct violation of a right belief in who God is and what He has done for us. Matt 6:24 tells us that we can’t serve two gods. We can’t serve both Yahweh (God) and the god Mammon. My encouragement to you is to GIVE. Live GENEROUSLY.  Do not let wealth, wealth preservation and prosperity be your god. You can plan, but that does not mean you obsess or live in fear of loss.  Why? Because in the immort...

Divorce is ALWAYS hard.  I don't enjoy divorce law.  However, I enjoy helping people find peace .  One of my favorite scriptures on this is I Corinthians 7:15 TPT: But if the unbelieving spouse wants a divorce, then let it be so. In this situation the believing spouse is not bound to the marriage , for God has called us to live in peace. Too often the religious mindset would try to keep the marriage Paul is referencing together.  That's not what he is saying.  His emphasis is not on staying together simply to stay together.  He says " live in peace ."  His emphasis is peace . Too often people beat themselves up over having to let a spouse go, when it's necessary.  If the spouse has moved out, is hooked on porn, alcohol or drugs, guess what, they, typically want something other than the marriage.  Even a person's spending compulsions can be an addiction and an issue. Do you try to salvage the marriage? Absolutely .  Unfortunately, the ev...

  Are you concerned for yourself or a loved one aging?   A fantastic resource is from an unlikely source, the Centers for Disease Control (CDC).  STEADI (Stopping Elderly Accidents, Deaths & Injuries) has many resources worth your time.  The page I like the best is here .  Whether you are planning for yourself or a loved one, it is always easier to take a few steps toward the future than to play "catch up".  

When you started your business, you generated an Operating Agreement or some similar document. The document looked all nice and legal at the time. You signed it and moved on. The business had very little worth at the time, so you didn't pay much attention. Now, you are years into the business and you haven't given this document another thought. As you have aged and the business or partnership grew, you start to think about the agreement. In most Operating / Partnership Agreements there is a "Buy-Sell Clause" that is triggered by death or disability . When you started the business, those issues didn't matter. Now, they do.  What if? Do you have the capital to fund a buyout of your partner(s)? Do you like the idea of owning a business with your partner's wife and her new husband?   Wouldn't you like a source to fund this part of the agreement? Maybe it's time to take a second look at that document and figure out a way to fund it for pennies on t...

The toxic people in our lives are ALWAYS difficult to deal with.  While we are exposed to these people in every facet of our lives, encountering those in our families is often the hardest. Toxic people are ABUSIVE.  Often, emotional abuse can be MORE damaging to us than physical abuse .  This is easy to excuse away and even blame ourselves for it.  Unfortunately, if we are going to live a joyous life, we have to make the hard decision to deal with them. I seem to find myself giving the same advice over and over again to people dealing with the toxicity in their lives.  Here goes: Work on your own "stuff".   I am a big fan of personal growth.  We all have issues to work through.  It's simply unfair to address the toxic person's issues, when you are not addressing yours.   Get a good counselor .   Regardless of what happens, you need a counselor to aid you through this.   Read helpful books.   Two of my favorites in thi...